07.06.2023
New regulations
The First Home program includes, among others, the creation of the so-called “safe loan 2%”, which involves subsidies to loans from the state budget. These subsidies are intended to last for 10 years and are based on the difference between the average interest rate of loans on the day of their granting and the interest rate of the loan aligned with a 2% rate.
15.05.2023
27 years in Belgium, 30 in Poland, 41 in Switzerland – that’s the age we buy our first apartment
According to research, the average age of “moving out” falls between the ages of 30 and 40. Interestingly, this age differs depending on the country. Poland falls within the average range, but we buy our first apartment earlier than most of our neighbors…
12.04.2023
Land as a Safe Haven Investment in Times of Crisis
During a crisis, when economies around the world start to falter, investors look for ways to secure their capital. They turn to products that are considered safe and resilient to market fluctuations. One such product is land…
30.03.2023
New Legal Regulations in the Real Estate Industry
The First Home Program, electronic construction log, building energy performance certificate, “balcony revolution,” and the requirement to provide 1.5 parking spaces for each newly constructed apartment are the main changes in the law concerning the activities of developers that are being introduced or planned by the legislator.
08.03.2023
Those who can afford it no longer wait and buy apartments
Krystian Bielas from the management board of besim group, a company implementing investments such as Zacisze Wilanów and Vesna Resorts, says that we should not expect price reductions. “The increase in prices is largely driven by the rising costs of construction materials, labor costs, and significant increases in land prices…
06.03.2023
0% interest rate loan from Tusk a sweet deal for developers? Not everyone praises it
Krystian Bielas from the management board of besim group, a property development company, has doubts about the chosen direction. “At this point, it is difficult to determine the extent to which the 0% interest rate loan will impact the housing market. We need to consider whether potential buyers will be able to take on such an obligation,” he says, questioning whether banks will be willing to offer such loans.
28.02.2023
The rental housing market is under siege
“The current market situation is not good for developers either and it may herald a transformation of part of the industry towards institutional renting. This is undoubtedly a segment with high growth potential and a niche that can be relatively easily filled. However, this will not happen within a few weeks, and it will not be a catalyst for large price drops in housing nationwide,” says Krystian Bielas from the management board of besim group.
20.02.2023
Is it a good year for investments in rental properties?
“Real estate is still one of the safest forms of capital investment,” says Krystian Bielas, a member of the management board of besim group. “Due to increased rental income, affluent Poles are investing in rental apartments located in city centers. On the other hand, we have many foreign investors who are investing in the Private Rental Sector (PRS), and this trend will continue for a longer period of time.
01.02.2023
Real estate market in 2023 – expert forecasts, part 2
How will the market for new apartments change in 2023? Will prices of properties increase, or are we expecting reductions? Will issues with loans and the challenging economic situation be reflected in the number of investments introduced to the market? What types of apartments will be most sought after? These are just some of the questions that real estate market experts are providing answers to…
12.01.2023
Will property prices stop rising in 2023?
The real estate industry has likely already experienced its biggest boom, but that doesn’t mean that housing prices will suddenly plummet. On the contrary, according to the latest forecasts by economists at Credit Agricole, the average price per square meter is expected to increase by around 1,700 PLN by 2025.
03.01.2023
Real estate market in 2023 – experts’ forecasts, part 1
What awaits the real estate industry in the upcoming year 2023? How will the primary market change? Will the rental sector gain importance, and will the majority of customers for developers be those who finance their purchases with cash? Experts in the real estate and finance markets, as well as developers themselves, provide answers to these and other questions.
23.12.2022
Why is it worth buying a property at the end of the year?
The last quarter of the year is usually associated with increased activity in the real estate market. Banks lower mortgage loan margins to make up for their annual sales targets, and developers entice customers with various promotions for similar reasons. Is this a good time to buy a property?
14.12.2022
The rental housing market is under siege
The profitability of investing in rental properties is increasing. A report by Expander and Rentier.io indicates that since spring, the number of available rental offers has increased by 68%, and rental rates have risen by an average of 28% year-on-year in September.
02.12.2022
The number of millionaires is growing in Poland
Despite various challenges, the Polish economy continues to thrive. The latest data from the Central Statistical Office (GUS) indicates that the country’s GDP grew by 6.8% in 2021. The luxury products market is also gaining momentum.
16.11.2022
What is personalized hemp therapy?
Over the past few years, hemp products (particularly those containing the most popular cannabinoid, CBD) have become extremely popular. This is due to influencers promoting them, as well as numerous scientific and media reports. However, like any new trend, there are many unverified and repeated myths surrounding hemp (Cannabis sativa L.).
15.11.2022
besim group acquires Finance Navigator
besim group is expanding its offerings with the acquisition of Finance Navigator. Investing in a financial advisory firm is seen as another important step in the development of the nationwide investment group.
25.10.2022
In times of high inflation, Poles are inclined to take greater investment risks
During the past few years, hemp products (especially those containing the most popular cannabinoid, CBD) have become extremely trendy, thanks to influencers promoting them as well as numerous scientific and media reports. However, like with any new trend, many unconfirmed and repeated myths have emerged around hemp (Cannabis sativa L.).
14.10.2022
Bory Tucholskie attractive for investors
Bory Tucholskie is a unique region on the map of Poland. Its wild pine forests, intersected by two rivers and surrounded by spa areas, are home to countless species of animals and a tourist destination. According to experts, it is also a good place for all kinds of investors who appreciate the qualities of this region…
19.10.2022
“50 Business Personalities”
Krystian Bielas, Member of the Management Board of besim group
besim group is a private investment group operating in the private equity and debt financing market. Who is your target audience for your offer?
26 września 2022
besim group inwestorem strategicznym Kliniki Cannabis
besim group dołączyło w charakterze inwestora strategicznego do re:clinics – projektu łączącego doświadczenie specjalistycznej kliniki medycznej – Kliniki Cannabis, z nowym inteligentnym narzędziem do personalizacji i optymalizacji terapii konopnej…
September 12, 2022
ESG is changing the face of business
In the era of the climate crisis, customers increasingly expect businesses to operate in line with the principles of sustainable development. The concept of ESG, which stands for environmental, social, and corporate governance, addresses these expectations. It is no longer just good practice, but for many companies, it is also a formal requirement.
September 1, 2022
Houses and wind turbines without permits
The government is proposing a solution to the problem of excessive prolongation of proceedings conducted under the Act of July 7, 1994 – Construction Law (Journal of Laws of 2021, item 2351, as amended). Therefore, the amendment provides, among other things, for an expansion of the catalog of building structures and construction works exempted from the obligation to obtain a building permit decision and make a notification.
September 8th, 2022
Not only houses will be built without permits
The amendment to the Construction Law, published in the government’s list of works, will introduce new rules not only for the construction of single-family houses…
August 10, 2022
Poles are moving from apartments to houses
Houses are quickly gaining in value and popularity among Poles. Just like apartments, they are a good investment in the era of rapid inflation and can protect savings, and even multiply them. It’s no wonder that plots of land designated for houses are selling like hotcakes today.
August 25, 2022
Single-family houses without permits, but at a higher cost
According to engineer Krzysztof Pawłowski from besim group, the procedure preceding the construction of the building itself does not differ in any way from the standard process. On the other hand, the investor takes on the potential criminal liability resulting from the designated use of the building…
July 20, 2022
Where to invest 50,000 PLN, 100,000 PLN, and 500,000 PLN?
Krystian Bielas, CEO & Head of Business Development at besim group
First and foremost, it is important to consider our risk tolerance and appetite for profits. In the current market environment, generating consistent returns that surpass inflation is a challenge. If we aim for above-average returns, we must be prepared to accept higher risk. In any investment, it is worth utilizing diversification. Amounts up to 50,000 PLN can be partially invested in products with increased investment risk, which have the potential to generate returns several times higher than inflation…
July 7, 2022
Poles want to go on vacation, but cheaper
An increasing number of Poles express their desire to spend their holidays away from home. The interest in vacation trips is slowly returning to pre-pandemic levels, but our attitude towards spending money on this purpose is changing. We want to travel economically, and quieter, one might say – remote places are gaining popularity.
June 28, 2022
End of permits for cottage construction
During the first six months of the aforementioned ‘simplified procedure,’ less than 500 people nationwide have chosen to take advantage of it. On one hand, the procedure preceding the construction of the building itself does not differ from the standard process, but on the other hand, the investor assumes potential criminal liability resulting from the designated use of the building. Importantly, we still do not have an answer to the question of whether the investor will be able to sell or rent such a building in the future (e.g., 20 years after construction when their financial situation may change) without exposing themselves to the aforementioned criminal liability.
June 29, 2022
End of permits for single-family cottage construction. The kingdom for a good designer
Eng. Krzysztof Pawłowski, besim group
During the first 6 months of the ‘simplified procedure’ (for houses up to 70m2), less than 500 people nationwide have chosen to take advantage of it. On one hand, the procedure preceding the construction of the building itself does not differ from the standard process, but on the other hand, the investor assumes potential criminal liability resulting from the designated use of the building.
June 13, 2022
Real estate or gaming – what is worth investing in today?
In the era of rampant inflation, Poles are seeking relatively safe investment options. Is it still profitable to invest in real estate? If so, what and where?
Real estate remains one of the most reliable capital investments during times of crisis. Clients who already have their sanctuary in the form of houses or apartments are eager to invest in plots of land in attractive locations, including those outside the city.
May 20, 2022
The gaming market is growing in strength
Every investor, regardless of whether they are experienced or just taking their first steps in the capital markets, is constantly seeking new investment areas. One promising area could be the gaming industry – it is now a huge and thriving business. The global gaming market has been valued at $173.70 billion, and it is projected to reach a value of $314.40 billion by 2026.
April 19, 2022
Luxury cars attract investors
An increasing number of investors are realizing that there is great potential for profit in purchasing premium cars.
The luxury vehicle market in Poland, particularly the market for used premium cars, has been steadily growing over the past few years. The economic turbulence that we are likely to witness in the near future could irreversibly change many industries.
March 29, 2022
MS Games secures strategic investor – besim group
Independent game developer, MS Games, has entered into an investment agreement with the private investment group, besim group. The goal of the collaboration is to facilitate the growth of the team working under the MS Games brand, primarily through the development of a project codenamed Airport Sim. Both entities have committed to a long-term investment agreement.
- This is another step towards realizing the growth of our project and vision.
March 26, 2022
How has the war in Ukraine affected buyers’ preferences in the real estate market?
Despite the ongoing war, interest in the real estate market remains high. Due to the rapid influx of refugees, rental properties have gained importance, but there is still demand for property purchases. However, purchasing decisions are accompanied by uncertainty, leading to longer decision-making processes and sometimes a complete shift in previous preferences.
March 23, 2022
Impact of the war in Ukraine on the real estate market
The humanitarian crisis on our eastern border continues. Over a million refugees fleeing the war have already arrived in Poland. One of their primary needs in the near future will be finding their own shelter. Consequently, the wave of migrants may significantly impact the housing market.
Are customers hesitating with their purchases?…
